Head of Personal Loan
Jobs Description
- Manage and supervise the product team to ensure that tasks are completed successfully in order to meet personal loan volume targets.
- Develop new products / campaigns / initiatives to serve Corporate and retail customer segments and comply BOT and/or compliance regulations
- Design a suitable structured deal to fit with client’s needs, as well as local market practice while maximizing the bank’s profitability
- Provide guidance and advice on solving various problems related to product sales. Including various decisions that affect sales
- Coordinate with credit risk, underwriting, sales team, and other business units to achieve the most efficient end-to-end process.
- Analyze, design, and improve working process inside the team and related to improve operational effectiveness.
- Annually, review the product program and operation handbook.
- Understand the customer journey and market landscape to develop well-known products, as well as the effectiveness of marketing communication processes.
Jobs Qualifications
- Bachelor's or Master's Degree in Business Administration, Finance, Accounting, Marketing, and related fields
- Minimum of 7 years of experience in banking with at least 5 years in a leadership role
- Understand the principles of credit policies, be able to analyze data, and provide opinions to reduce risks in related products
- Strong in Personal Loan Product knowledge, self-motivated and willingness to work across different cultures
- Strong Team Player, Hard-Working, Initiative, Hands-on, Dynamic and Strong Communication and Presentation Skills
- Proficient in Computer literacy in MS Office; Excel, Power Point, Word
- Good analytical and logical thinking skills
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Head of SME Credit Product
Jobs Description
- Understand all elements of SME Credit perspective, including sales & credit process, product development, credit policy and risk criteria, portfolio analytic and etc.
- SME business understanding with high skill level of SME product portfolio analysis
- Able to optimize portfolio quality by increasing sales volume, new booking – portfolio mix, increase % Utilization, manage % attrition, prevent refinancing and etc.
- Develop and Optimize current product programs to serve and grow Small-SME business
- Able to communicate & drive RMs to support selling SME credit products
- Able to lean and optimize end-to-endcredit process
- Strong presentation skill
- Strong excel tools skill
- Good command of English
- Understanding in Trade Finance, Im-Exports business and FXs product and sales would be advantage
Jobs Qualifications
- Bachelor's or Master's Degree in Business Administration, Finance, Accounting, Marketing, and related fields
- Minimum of 7 years of experience in banking with at least 5 years in a leadership role
- Understand the principles of credit policies, be able to analyze data, and provide opinions to reduce risks in related products
- Strong in SME Product knowledge, self-motivated and willingness to work across different cultures
- Strong Team Player, Hard-Working, Initiative, Hands-on, Dynamic and Strong Communication and Presentation Skills
- Proficient in Computer literacy in MS Office; Excel, Power Point, Word
- Good analytical and logical thinking skills
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Head of Mortgage Loans
Jobs Description
- Manage and supervise the product team to ensure that tasks are completed successfully in order to meet volume targets.
- Examine the market environment, competitors, and analytics mortgage loan portfolio to offer strategies and a business action plan.
- Improve the end-to-end process to maintain product continuity and efficiency.
- Coordinate with credit risk, underwriting, sales team, and other business units to achieve the most efficient end-to-end process.
- Propose new ideas, products, and possibilities to improve competitiveness.
- Annually, review the product program and operation handbook.
- Ensure all new products, campaigns, and initiatives comply with BOT and compliance regulations.
- Understand the customer journey and market landscape to develop well-known products, as well as the effectiveness of marketing communication processes.
Jobs Qualifications
- Bachelor's or Master's Degree in Business Administration, Finance, Accounting, Marketing, and related fields
- Minimum of 7 years of experience in banking with at least 5 years in a leadership role
- Understand the principles of credit policies, be able to analyze data, and provide opinions to reduce risks in related products
- Strong in Mortgage Loans Product knowledge, self-motivated and willingness to work across different cultures
- Strong Team Player, Hard-Working, Initiative, Hands-on, Dynamic and Strong Communication and Presentation Skills
- Proficient in Computer literacy in MS Office; Excel, Power Point, Word
- Good analytical and logical thinking skills
