Head of Collection Strategy And Risk Planning

Responsibilities:

• Designing, Implementing and monitoring collection strategies to ensure they are effective and optimal

• Ensuring good performance of Loss mitigation programs

• Ensuring compliance to Credit Policy for loss mitigation programs and collection strategies

• Monthly and yearly loss forecasting and developing strategies to ensure loss plans are met

• Calculating IFRS9 and US CECL Reserve computations in line with policies and suggest management overlays to reserve

• Annual ICAAP base and stress loss computation

• Represent Risk Management in BOT/Industry forums and also for interactions with BOT on collection, loss mitigation and reserves

• Conducting / forecasting on Credit Loss and Loan Loss Reserves across unsecured products based on Macro-Economicoutlook and assumption through appropriated models that to support internal business annual/monthly financial outlook.

• Develop initiative involves a particular focus on credit loss forecasting, reserve as well as stress testing models.

• Work closely with Risk Modeling with respect to model development, validation and enhancements

• Primary contact for interactions with Risk Modeling, Independent Risk oversight, Capital Planning, Auditor and Regulators

• Convert business requirements into modeled solutions, enhancing efficacy and generating insights

• Seek out opportunities for model improvements, collaborate on model re-calibrations, and re-fits when business dynamics change

• Visualize insights, performance, and trends in inputs/outputs for effective communication and decisioning

Qualification:

• Bachelor or Master Degree in Mathematics, Statistics, Finance, Economics, or Engineering

• At least 10 - 15 years of experience with Banking industry or FI or Audit

• Highly organized and can prioritize workload and manage multiple responsibilities.

• Strong presentation and negotiation skill to form and articulate the opinions and recommendations

• Has service mind and positive attitude towards learning new challenge/cross roles

• Able to deal and handle difficult situations and work under time constraints

• Fluent in Thai and English [Verbal/ Writing]