Head of Deposits (Virtual Bank)

Key Responsibilities:

Product Strategy and Leadership:

• Define and drive the overall strategy and roadmap for deposit products to achieve business growth, profitability, and customer acquisition goals.

• Provide strategic direction for product design, pricing, features, and customer experience to differentiate the Virtual Bank’s deposit offerings.

• Lead and inspire the deposit product team to deliver high-quality, innovative solutions aligned with the bank’s vision and objectives.

Product Development and Management:

• Oversee the development, enhancement, and lifecycle management of all deposit products.

• Ensure products are designed based on deep customer insights, market trends, and competitive analysis to address unmet needs of consumers and mSMEs.

• Evaluate and approve product features, user stories, and prioritization to ensure effective delivery.

Compliance, Risk, and Operations Integration:

• Ensure all deposit products are compliant with regulatory requirements, operational policies, and risk management frameworks.

• Collaborate with legal, compliance, risk, and operations teams to integrate regulatory and operational considerations seamlessly into product design and delivery.

Cross-Functional Stakeholder Management:

• Partner with technology, design, data, marketing, and customer experience teams to develop and launch market-leading deposit products.

• Manage relationships with internal and external stakeholders to drive alignment, execution efficiency, and successful go-to-market implementation.

Product Innovation and Market Leadership:

• Identify opportunities to develop creative, customer-centric deposit solutions that challenge traditional banking products and strengthen market positioning.

• Monitor market, regulatory, and competitor trends to inform product strategy and proactively adjust the roadmap to maintain a competitive edge.

Performance Management and Optimization:

• Define and track key product and business performance metrics to evaluate success and identify improvement areas.

• Drive data-driven decision-making, incorporating customer feedback and analytics to continuously enhance deposit products and customer experience.

If you meet the qualifications below and are ready to lead a transformative deposit product portfolio in Thailand’s first virtual bank, we encourage you to apply.

• Bachelor’s degree in Business, Finance, Banking, or a related field; Master’s degree is preferred.

• 10+ years experience in deposit product management within the banking sector, with exposure to both consumer and mSME segments.

• Proven track record in leading product strategy, development, and innovation for deposit products.

• Strong understanding of deposit product compliance, operations, and regulatory requirements in Thailand.

• Innovative mindset with the ability to design market-leading digital solutions

• Excellent leadership, communication, collaboration, and stakeholder management skills.

• Experience managing Agile product development teams and working in digital-first environments is an advantage.